SCOR: results at end-December 2025

SCOR closed the 2025 financial year with a net profit of 851 million EUR (1 billion USD). Following the revision of the group’s life and health (L&H) assumptions, the net profit stood at 4 million EUR (4.2 million USD) in 2024.

Insurance revenue amounted to 15.378 billion EUR (18.1 billion USD), down 4.6% over twelve months. Gross written premiums decreased by 6.8% to 18.704 billion EUR (22 billion USD).

Economic value (equity + contractual service margin “CSM”) declined by 1.1% to 8.522 billion EUR (10 billion USD).

The solvency ratio stood at 215%, at the upper end of the optimal range of 185%–220%.

The non-life (P&C) business reported insurance revenue of 7.299 billion EUR (8.6 billion USD) and insurance service result of 957 million EUR (1.1 billion USD) at end-December 2025.

For the L&H business, these indicators amounted to 8.079 billion EUR (9.5 billion USD) and 450 million EUR (529.3 million USD) respectively.

The P&C combined ratio improved by 4 points to 82.3%, compared with 86.3% in the same period in 2024.
A dividend of 1.9 EUR (2.2 USD) per share will be proposed to shareholders at the next Annual General Meeting, scheduled for 28 April 2026.